As we get closer to the end of the year and the holidays demand a bit more space in our budgets, it is important to put away our savings when we can and take advantage of bargain sales that will keep us on top of our finances at all times. While maintaining exactly where your money goes, you can also find new streams of passive income that will cost you nothing but your time with these three lifestyle & finance apps!
Etsy
This marketplace website and application connects you to merchants all around the globe. As a virtual hub, this platform is widely popular for selling and trading crafty, vintage items, handmade artwork, and quality, secondhand clothing. Recycling pre-loved clothing is beneficial for the earth and your pocketbook, all while freeing up space in your closet. With the secondhand market, you can give yourself more freedom in your budget and make extra cash that can be put towards your holiday gift fund or investment portfolio!
Receiptjar (AU) and Fetch (US)
Using only the camera of your cell phone and paper receipts, you can earn rewards that can then be redeemed for gift cards or pocket money through these applications! By collecting your receipt for market research, ReceiptJar pays forward a percentage towards your next purchase. For the frugal and wary shoppers, points are redeemable at Woolworths, Coles, Aldi, and Bunnings, to name a few, allowing you to save money on essentials without clipping coupons or filling out surveys. Don’t toss your receipts!
Truebill
If you have an endless supply of monthly subscriptions eating away at your bank account, you can set a budget and track exactly where your paycheck goes using Truebill. You can navigate and maintain your recurring expenses through the application since it connects directly to your account. It also conveniently provides the necessary contact information to cancel any unnecessary subscriptions so you can stay on top of your budget and in control of your finances! This application allows you to prioritize what you truly need in your life, and repurpose your money into a savings account or loan repayment.
It is important as we go throughout our busy lives that we pay close attention to where our money is going at all times, as this is our precious time and energy that may easily be repurposed! While we invest and utilize our cash flow in ways that will benefit our wellbeing, at times we may need a hand to get control of our budgets in an impactful way. By taking advantage of the tools we have at our immediate use, we can successfully build up our finances and create a future for ourselves that reflects the efforts we have invested into it!
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